FAQ

You will need to repay the amount you borrow in small monthly installments, which will be quite affordable. The PACE program is designed to allow the energy-efficient upgrades to pay for themselves over time. As a result, the money you save on energy bills and homeowner insurance will go towards paying off the loan, and you won't have to start making payments up to 17 months after you sign up.

Yes, the PACE Program works as a non-conventional loan with no upfront costs, no income check or increasing interest rates. Plus, the loan does not hurt your credit score!

Yes, the loan is made to the property and will be reflected in your property taxes. We don’t use your credit score to determine if you are eligible. Instead, approval is based on the amount of equity you have in your home and your mortgage payment history.

Yes, all contractors that work with Nation Green Homes and the PACE program must be certified and supervised by the county. All materials used in the upgrades are NOA Certified, too. Contractors are not paid until the project is inspected and completed.

The PACE program is a financing program approved for Miami-Dade, Broward and Lee County residents, funded by a public/private agreement used to make Florida homes more energy-efficient and hurricane-resistant.

Yes, based on a fixed interest rate of your choice. The interests you pay are tax deductible.

No, it’s an assessment that you pay along with your property taxes.

Yes, the program does not have prepayment penalties. Once you pay it in full, you will only pay for the cost generated while you were financing your project.

About 8-10 weeks.

Depending on the type of roof and the county, it might be between 4-8 weeks.

About 3 months.

48hrs after approval.

Yes, if the contractor you want to work with is certified, approved and enrolled with the PACE program.

You have two options, transfer the assessment to the new homeowner, or pay it in full.

We take care of everything for you. We manage both City fees and permits and HOA permits, from submission to final approval.

At Nation, all our contractors are certified by the program, licensed, insured, and they don’t get paid until the project is fully inspected and completed. We manage our contractors so that you don't have to.